Through our affiliate insurance group, Manvic Accountants can provide clients with quotes on a full range of insurances for both domestic and business purposes. These include: Domestic Home and Contents & Motor Vehicle Insurance and for Business we provide insurance for: Office Contents, commercial, Retail, Industrial, Income Protection, Term Life Cover as well as Trauma Cover.
The average Australian worker will earn over $2 million in their 40-year working life. With these facts in mind have you ever considered what would happen to you and your family if you were sick or injured and unable to earn that money?
Insurance industry statistics tell us that every working Australian has a one in three chance of becoming disabled for more than three months before turning age 65. Employees may be entitled to a limited amount of sick pay from their employer but workers’ compensation only covers you for work related injuries – a small percentage of the causes of disability. On the other hand, an income protection policy will pay you up to 75% of your income (salary plus super and any other benefits) allowing you to maintain your lifestyle and keep paying your mortgage and other debts.
Income Protection insurance is a vital link in providing you and your family with a regular income stream during times of illness or injury. Contact us today on how we can assist you assess and obtain Income Protection insurance.
No one likes to think about the worst case scenario but every day in Australia 220 people are diagnosed with some form of cancer and over 36,000 Australians die from cancer each year.
Statistics tell us that serious illness does not discriminate based on age or gender and the reality is that most Australians are under insured or not insured at all.
When considering life insurance the most important question is, can you afford to live without it? Most people have financial commitments no matter what stage of life and you can be insured against death, injury or illness: